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At Metro Fund, we offer more alternatives to commercial lending than an actual bank does.  Though we have relationships with local banks to deliver their products to our customers, we offer non-bank commercial loans that do not require opening bank accounts or pledging reserves at the bank.


We offer loans for:

  • Residential 1-4 investment, multi-family, mixed-use and small balance commercial properties.

  • Owner and Non-Owner Occupied Commercial

  • Rates starting in the 4’s for bank loans and rates starting in low 6’s for non-prime

  • LTV’s up to 80%

  • FICOs below 600 available or No FICO available

  • Loan amounts from $75K - $10M

  • Lot/Land

  • Commercial Construction

  • Bridge Loans

  • Land Development

  • No tax return and bank statement programs available

  • Foreign nationals programs available

  • Fully amortizing terms up to 30 years